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FREE CREDIT REPORT GUIDE

One of the most important things that you can do to take control of your financial situation is to check your credit report regularly. Your credit report has the ability to affect many different areas of your life in addition to affecting your ability to secure a loan, including your ability to rent an apartment or your ability to secure an employment position.

Will ordering my credit report hurt my credit?

Will ordering my own credit report hurt my credit score?

No. Ordering your own credit report is considered a "soft inquiry" and does not affect your credit score. Soft inquiries are not visible to creditors who may view your credit report, but will show on a credit report delivered to you.

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